About Liberty Mutual Group (LMG)
Boston-based Liberty Mutual Group (LMG) is a leading global insurer and sixth largest property and casualty insurer in the U.S. whose largest line of business is personal auto based on 2003 direct written premium. As of December 31, 2004, LMG had $72.4 billion in consolidated assets and $19.6 billion in annual consolidated revenue. The Company ranks 111th on the Fortune 500 list of largest corporations in the United States based on 2004 revenue.

LMG offers a wide range of insurance products and services, including personal automobile, homeowners, workers compensation, commercial multiple peril, commercial automobile, general liability, global specialty, group disability, assumed reinsurance, fire and surety.

In 2001 and 2002 LMG reorganized into a mutual holding company structure. The three principal mutual companies of the group, Liberty Mutual Insurance Company, Liberty Mutual Fire Insurance Company and Employers Insurance Company of Wausau, each became separate stock insurance companies under the ownership of Liberty Mutual Holding Company, Inc. This structure provides LMG with better capital market access and greater strategic flexibility to pursue acquisitions and alliances, while aligning its legal structure with its operating structure and preserving mutuality.

LMG (www.libertymutual.com) employs more than 38,000 people in nearly 900 offices throughout the world.

Travelers
Travelers believes that life and business are inherently dynamic and that the best way to serve agents and policyholders is to provide insurance that helps them stay in-synch with their lives. For more information on being in-synch, visit www.travelers.com.

Travelers is a business of The St. Paul Travelers Companies, Inc. (NYSE: STA), a leading property casualty insurer selling primarily through agents and brokers. The company’s diverse business lines offer its global customers a wide range of coverage in both the personal and commercial settings, including automobile, homeowners, construction, small business, oil and gas, ocean marine, financial and professional services, global technology and public sector services. St. Paul Travelers is ranked 85 in the Fortune 500, with 2005 revenues of $24.4 billion and total assets of $113.2 billion. The company has approximately 32,000 employees.

ACE Group of Companies
ACE Group of Companies (ACE) is one of the world's few truly global property and casualty insurance and reinsurance organizations. The ACE Group of Companies (www.acelimited.com) answers the insurance needs of commercial and individual customers in more than 140 countries and jurisdictions. ACE Group subsidiary, ACE Westchester Specialty Group focuses on the wholesale distribution of excess, surplus and specialty property and casualty products.

ACE Limited, a component of the S&P 500 stock index, was established in 1985 by a consortium of 34 Fortune 500 companies to provide hard-to-find excess coverage.

Located in Roswell, Georgia, ACE Westchester Specialty Group was acquired by ACE Limited in 1998 and has a history that dates back more than 150 years. It is licensed as a multi-line property and casualty insurer in all 50 states, the District of Columbia and Puerto Rico.